Superior
Access is the largest online wholesaler in the country. Our subscribers
enjoy access to over 100 insurance companies and programs to varying
degrees in 48 States. We offer access to personal lines, small and
medium sized business insurance, workers comp, life insurance and medical
insurance in some States. While many wholesalers limit what they offer
to niche’ or preferred products only, Superior Access provides
a wide array of choices for risks of all characteristics. We couple
preferred programs, with E&S and non-standard programs in an endeavor
to help our subscribers meet any need that their customer may express.
Our subscribers receive a competitive commission and a blend of both real-time
quoting technology and good old fashioned brokerage customer service.
Superior Access offers real-time, underwritten quotes for many carriers
in both personal and business insurance. With a single entry, our agents
are able to apply for a BOP with one carrier, umbrella with another and
work comp with a third or receive comparative quotes and a completed application
in many cases. In addition to real-time access to many companies, more
sophisticated accounts are also accepted on a submission basis wherein
we act as a broker-intermediary on behalf of the agent, making submission
to numerous carriers. Our agents then request binding of these accounts
and we proceed to place the coverage requested with the carrier chosen.
When policies
are issued or correspondence from the carriers is received, we notify
you, the agent in a timely manner. We never speak with your customer
directly and refer any call that may come in back to the producing
agent. Superior Access does not sell insurance directly to the public.
We do not compete with our agents and we respect the customer/agent
relationship.
Our
subscribers own the renewal rights to their business. Our agreement allows
you to move business away from Superior Access at any time if we fail
to meet your needs.
Benefits
of Joining Superior Access
Agent subscribers know that only Superior Access has access to the programs
they need and want. That is why so many have joined. Join today and get
all these products, services and other benefits:
• Real-Time
Access To Multiple Quotes and Markets with a single entry:
Superior Access has more automated programs with more classes of business
for more products than any other Wholesaler or general agent. We do more
to meet your needs by supplying real time pricing and immediate underwriting
screening and signature ready completed applications. (Note: Not all products
have these features.)
• Comparative Personal Lines Quoting with a single entry (in some
States):
Why shop for comparative pricing when we do it for you? As a Superior Access
subscriber, you get instant multiple personal auto and homeowners quotes. Although
this is feature is available only in CA at this time, we have begun offering
it other states. We offer an array of personal lines products including
HO, Dwelling Fire, Rental Dwellings, Preferred, Standard and Non-stand
auto, Motor Homes, Water Craft, Earthquake, Flood and Mexican Auto.
• Brokerage Facility Access for tougher accounts:
If you do not find the class of business on line you will likely find it
in our brokerage facility. Our brokerage facility has a market for most
business classes. Package or stand alone we can write the property or liability.
We write tougher to place accounts or we can be competitive on middle-market
accounts.
• Excess and Surplus Lines Access Without needing an E&S License (AZ,
CA, NV, TX):
Superior Access has automated Excess and Surplus lines as well. Our subscribers
have access to dozens of specialty packages, products and programs with
both real-time and brokerage access. Because we are E&S licensed, you
don’t need to be. E&S has never been easier!
• Exclusive Superior Access Programs available nowhere else:
Superior Access offers exclusive products and programs that cannot be obtained
anywhere else.
• Book Ownership: Subscribers own the renewal rights to
their policies and books of business. There are no premium production requirements.
• Broker of Record Change and Book Rollover Opportunities:
As a Superior Access subscriber you can easily transfer a customers policy
or a book of business.
•Liberal Commissions:
Superior Access subscribers are paid the most liberal commissions in the market.
Any
reputable agent with proper licensing( in all States where access is
desired) and errors and omissions insurance (minimum $1,000,000 limit)
may join Superior Access. We do not require affiliation with any association.
Superior Access welcomes all reputable and honest agencies of any size
or length in business. We judge our agents based on their honor and ethics
for each account they submit to us after becoming a subscriber. Agents sign
up with Superior Access first when they open a new agency on their own
for the first time. Many well established and large agencies view Superior
Access as the perfect enhancement to their current product portfolio.
Superior Access has no premium production
requirements. We believe that when we help you
to help your customer, we deserve your business.
Cost To Join
Superior Access subscriber Agencies pay a $200 per calendar year
annual non-refundable fee. The calendar year begins on January 1st and ends on December 31st. This fee helps us to process new appointments,
verify renewing appointments, provide our subscribers access to multi-million
dollar technology and continue to attract and maintain the rates of the
carriers and companies that our subscribers need.
This
fee is due at the beginning of each new year and
covers subscribers for the entire year. New subscribers
joining after July 1, will be required to pay only $100
for the remaining year’s access.
Errors and
omissions insurance (Minimum $1,000,000)
