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A comparative rater is an online tool that generates an insurance quote from multiples carriers for a specific line of business. Comparative raters help agents save time and increase their efficiency as it gives the end-user more options to choose from depending on their needs.
Information is filled out by either an agent or a consumer and, once all the required fields are completed, the comparative rater returns multiple quotes from different carriers for the end-user to choose from.
Carrier access varies by state, you can select the state you operate in to get a full breakdown of the carriers that will be available to you both online and offline.
The number of carriers you will gain access to varies by state, you can select the state you operate in to get a full list of carriers available both online and offline.
There are three main ways to access more carriers. The first is to receive a direct appointment with the carrier which can depend on multiple factors in order to apply. The second option is to work through brokers who have access to different carriers, but the challenge is that you’ll need to work through multiple brokers and their systems to gain access. The third option is to work with an insurance wholesaler like Superior Access where you can gain access to more carriers through a single web platform.