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It's currently high school graduation season, and that means many teens will likely be turning their attentions to preparing for their first year of college. However, there are some things - including their auto insurance bills - that they may not think about, but could end up having a significant impact on their bottom lines if they're not careful. For this reason, it might be a good idea for auto insurance agents to reach out to some of their youngest clients - and those kids' parents - to talk about the impact that leaving for school might have on their monthly bills, and what they might be able to do to ease those concerns.

College can be expensive for a lot of reasons, but one of the factors that many parents and students alike don't consider is the added cost of changing auto insurance liabilities, according to a report from the Edwardsville Intelligencer. Depending upon how a teen will use their auto while at college - whether they're living on campus and leaving the car at home, or taking it to school and driving regularly - this could have a significant impact on the premiums paid by either them or their parents.

What can be done?
Fortunately, some auto insurance companies give families a little flexibility when it comes to this, because even if their costs are going up, they might be able to qualify for discounts that bring them back down again, the report said. For instance, if they have a strong GPA, they might be able to qualify for their insurers' good student discounts, which aren't offered by every policy issuer, but it never hurts to ask. Agents might be able to better educate their clients about these potential offerings going forward.

Auto insurance agents might be able to find significant success in dealing with consumers about this issue directly, instead of letting them find their costs might have gone up with relatively little warning. The more that can be done in this regard, the more likely those customers might be to increase their confidence in and rapport with their agents, which, in turn, could make them less likely to shop around in the future, and more accepting of prospective rate increases that could come along as a result of this sort of life change.

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